Annuities are back – what’s the deal?

Careful planning for retirement is essential to ensure your pension savings last as long as you need them to.

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Keeping it in the family

Understanding how to pass on wealth in the most tax efficient manner is key to cutting the amount that HM Revenue & Customs (HMRC) can claim when it eventually comes to assessing inheritance tax (IHT).

4 mins

Early Bird ISA Investors Catch the Worm

Many ‘eleventh hour’ investors have rushed to complete their ISA applications over the last week or so to beat the end of tax year deadline. But it’s the early birds in the new tax year that can arguably catch the best tax breaks.

3 mins

Should I stick or twist in a volatile market?

A question we are asked by clients at the moment is whether they should move to cash or stay in for the long run.

3 mins

Tax rises are coming

A whole host of tax rises and cuts to allowances will soon be upon us. Income tax bills are to rise as the bands for basic and higher rate were frozen in the Autumn Statement by Chancellor Jeremy Hunt.

4 mins

Time for a tax health check

Using tax breaks and allowances can help offset hikes. With the current tax year soon to end, now is the time to make sure that you’re being smart with your money and using all the tax breaks available to you.

4 mins

What lies ahead for investors in 2023?

Last year was challenging for stock markets to say the least. In the UK, both bonds and equities fell in value – and there was the gilt market turmoil of September following the mini-Budget.

3 mins

COP27 and sustainable investing

The Cop27 summit – the United Nations’ annual climate change get-together – has come to a close after much debate about how to solve the climate crises, mostly surrounding how to tackle stamping out dependency on fossil fuels.

3 mins

Need a mortgage?

The prospect of buying a house for many buyers is looking increasingly daunting as house prices continue to soar and interest rates rise, making mortgages more expensive. Here are 10 ways to make sure you secure the loan you need for the property you want.

4 mins

What does inflation mean for my pension?

When people talk about inflation, it’s usually the cost of living that concerns most. Yet our savings and investments are also under pressure from inflation, now its highest level for more than 40 years at 10.1% in the 12 months to July[1]. We look at how this will impact pension payments for the different kinds of pension.

2 mins