The importance of saving for retirement is shouted from the treetops – but a topic that gets less attention is paying for long-term care in old age.
A Matter of Inheritance
Leaving loved ones some financial security is a priority for many. So-called baby boomers have been fortunate to have benefited from soaring house prices and bumper pensions, which means they can often hand down a large estate to the next generations.
Five ways to help cut mortgage costs
Mortgages hit the headlines last summer when rates started climbing. Around 1.4 million households are set to renew their home loans this year1 and borrowers across the board will see the cost of monthly repayments rise once they come to remortgage, thanks to the many interest rates from the Bank of England.
Early Bird ISA Investors Catch the Worm
Many ‘eleventh hour’ investors have rushed to complete their ISA applications over the last week or so to beat the end of tax year deadline. But it’s the early birds in the new tax year that can arguably catch the best tax breaks.
The importance of estate planning – and making a Will
Don’t underestimate the importance of estate planning – and making a Will The idea of having to pay inheritance tax (IHT) is unpopular to say the least. This tax is charged on an estate, which is the property, money and possessions left behind to loved ones who will pay 40% anything above the threshold.
Time for a tax health check
Using tax breaks and allowances can help offset hikes. With the current tax year soon to end, now is the time to make sure that you’re being smart with your money and using all the tax breaks available to you.
Preparing for an adviser meeting
If getting your finances into shape is on your to-do list for 2023 then you might be planning to see a financial adviser who can help.
Looking to re-mortgage in 2023?
An independent mortgage adviser can look for the best home loan for you across the market and do all the number crunching to give you access to all your options and help decide what works best for you.
Keeping finances on track in 2023
A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important.
Need a mortgage?
The prospect of buying a house for many buyers is looking increasingly daunting as house prices continue to soar and interest rates rise, making mortgages more expensive. Here are 10 ways to make sure you secure the loan you need for the property you want.