The Tavistock Blog
News and views to help you plan your financial future.
Latest Insights
Cash Platform
What are cash platforms, and should you be using one? With interest rates at their highest levels in over a decade, savers are looking for ways to maximise returns on their cash. Traditional high-street banks often fail to offer competitive rates, leaving many wondering whether they’re getting the best deal. Enter cash platforms: a modern solution that helps individuals and businesses manage their savings more effectively, all while ensuring FSCS protection.
The gender protection gap: understanding the divide — and how to close it
You’ve probably heard about the gender pay gap. You may even have heard about the gender pension gap. But did you know there’s also a gender protection gap?
Protection insurance: are you covered for what life throws at you?
Life is full of the unexpected — and recent years have brought that into sharp focus. From health crises to job losses, many households have faced challenges that disrupted their income, affected their wellbeing, or placed pressure on their financial plans.
ISAs for every generation
ISAs are a versatile and tax-efficient tool for saving and investing, offering benefits for every stage of life. Whether you’re starting early with a Junior ISA, saving for your first home with a Lifetime ISA (LISA), growing your wealth with a stocks and shares ISA, or planning for intergenerational financial security, there’s an ISA that fits your goals. Here’s how ISAs can help different generations plan for the future.
Financial resilience during divorce: Managing costs and securing your future
Divorce is a challenging experience, both emotionally and financially. Beyond the personal toll, the financial implications of divorce can be significant, requiring individuals to rethink their long-term plans and take steps to secure their financial future. While separation brings about complex emotional decisions, it also presents the need for careful financial planning to ensure resilience during and after divorce.
Finding midlife balance
Midlife is often described as a time of transition. For many, this phase comes with a unique set of challenges: balancing family responsibilities, maintaining retirement savings, and pursuing personal goals. While it can feel overwhelming, a clear plan can help you manage competing priorities and stay on track for a secure financial future.
Time for a financial spring clean? Here’s where to start
Spring is a natural time for a reset — and that applies to your finances just as much as your home. Taking a little time now to get organised can help you feel more in control, reduce unnecessary costs, and make sure your plans still reflect what matters most to you.
Positioning portfolios in a protectionist world
US Vice-President JD Vance spelled it out in Munich – “there is a new sheriff in town” – and that sheriff’s policies are already having far-reaching consequences. While dealing with geopolitical uncertainties is clearly nothing new for long-term investors, Trump’s re-election has once again vividly highlighted the need for a sound investment approach based on careful planning and positioning of assets.
Bed and ISA, explained simply
If you’ve built up investments outside of an ISA, you might be missing out on valuable tax advantages. A strategy known as ‘bed and ISA’ can help you move these investments into a tax-efficient ISA wrapper. This guide explains how it works, when it might be beneficial, and the key considerations to keep in mind.
“Every revolution was first a thought in one man’s mind.”
Ralph Waldo Emerson
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