Five reasons why you should consider life cover

Life cover is an important part of financial planning - it might not be first on your list of priorities and as a result is commonly overlooked. Life insurance pays out a lump sum on your death which can be a lifeline for those you leave behind.

3 mins

Annuities are back – what’s the deal?

Careful planning for retirement is essential to ensure your pension savings last as long as you need them to.

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The State Pension 2023

The weekly state pension increased by 10.1% in April - the highest ever rise - for the 12.5 million people receiving the retirement benefit.

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UK house price recovery – are we there yet?

Recent Bank of England data suggests that housing market activity remained subdued in the opening months of 2023, with the number of mortgages approved for house purchase in February nearly 40% below the level prevailing a year ago, and around a third lower than pre-pandemic levels.

2 mins

Should I stick or twist in a volatile market?

A question we are asked by clients at the moment is whether they should move to cash or stay in for the long run.

3 mins

The importance of estate planning – and making a Will

Don’t underestimate the importance of estate planning – and making a Will The idea of having to pay inheritance tax (IHT) is unpopular to say the least. This tax is charged on an estate, which is the property, money and possessions left behind to loved ones who will pay 40% anything above the threshold.

4 mins

Tax rises are coming

A whole host of tax rises and cuts to allowances will soon be upon us. Income tax bills are to rise as the bands for basic and higher rate were frozen in the Autumn Statement by Chancellor Jeremy Hunt.

4 mins

What lies ahead for investors in 2023?

Last year was challenging for stock markets to say the least. In the UK, both bonds and equities fell in value – and there was the gilt market turmoil of September following the mini-Budget.

3 mins

Keeping finances on track in 2023

A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important.

6 mins

The high cost of cashing out

Timing the stock market is next to impossible. No one knows exactly what markets will do, but it’s important to remember that the best and worst trading days often happen close together.

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