A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important.
6 mins
Timing the stock market is next to impossible. No one knows exactly what markets will do, but it’s important to remember that the best and worst trading days often happen close together.
< 1 min
Naturally the fall in portfolio values this year is not a desirable outcome. That said, it is consistent with market pricing, and we remain focused on the ongoing development of the proposition, adapting as required to the ever-evolving investment climate. Given the longer-term nature of the funds, it is important to flag that these periods create fantastic longer-term opportunities, and we aim to take advantage of these over time.
13 mins
The Cop27 summit – the United Nations’ annual climate change get-together – has come to a close after much debate about how to solve the climate crises, mostly surrounding how to tackle stamping out dependency on fossil fuels.
3 mins
Since the 30th of June 2020, which is the date we use for monitoring performance since the start of our strategic review process, the ACUMEN Portfolios have delivered strong risk-adjusted returns, largely outperforming their respective IA sector. On an absolute basis the ACUMEN Portfolios have fallen in value since the start of the year.
13 mins
With the Bank of England announcing the biggest interest rate hike in 27 years and forecasting that Britain will enter a year-long recession with inflation topping 13%, you could be forgiven for feeling a little gloomy about things. Granted, the picture that was painted at the last Monetary Policy Committee (MPC) meeting isn’t a pretty one.
2 mins
Back in November 2020 I wrote a blog, Nothing Is More Powerful Than An Idea Whose Time Has Come, in which I made the case for a Great Rotation across equity markets where the prior winners, growth stocks, would give way to value stocks which would outperform going forward. I used the following chart (updated to the present day), which was accompanied by the following commentary:
6 mins
In late February, following the invasion of Ukraine and subsequent market sell off, I wrote a blog (Commentary & Positioning) outlining Tavistock Asset Management’s thoughts. Three months on, financial markets have continued to come under pressure and have weakened further.
2 mins
The beginning of a new tax year presents plenty of opportunities to take control of your finances. There are many tax breaks and reliefs available. In most cases, if you don’t use them, you lose them.
4 mins
Having the freedom to spend more time doing the things you enjoy with the people you love is a common goal, which is why retiring early sounds so appealing.
3 mins