Q3-2021 Quarterly perspectives
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Self employed? Remember your pension
The number of self-employed individuals in the UK has grown significantly over the past decade, with over 4.3 million people now working for themselves¹. While self-employment brings freedom and flexibility, it also comes with unique financial challenges—especially when it comes to retirement planning. Recent research shows that self-employed workers are at risk of pension shortfalls, making it critical to take proactive steps to secure a comfortable retirement.
Make the most of your ISA allowance
As the end of the tax year approaches, now is the perfect time to review how you’re using your Individual Savings Account (ISA) allowance. With the April 5 deadline fast approaching, it’s important to ensure you’re making the most of this valuable opportunity to save and invest tax-efficiently. Here, we break down how ISAs work, dispel common misconceptions, and explain why acting now could make a big difference for your financial future.
The importance of retirement flexibility
Retirement has become less predictable in recent years, with changing economic conditions and evolving lifestyles prompting a shift towards more flexible retirement strategies. For many, traditional retirement—leaving work entirely at a fixed age—is no longer the goal. Instead, the focus is on phased retirement approaches, maintaining balance, and adapting to life’s uncertainties.
Contact us today to learn more about planning for your financial future
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