Should I stick or twist in a volatile market?
A question we are asked by clients at the moment is whether they should move to cash or stay in for the long run.
3 mins 
The importance of estate planning – and making a Will
Don’t underestimate the importance of estate planning – and making a Will The idea of having to pay inheritance tax (IHT) is unpopular to say the least. This tax is charged on an estate, which is the property, money and possessions left behind to loved ones who will pay 40% anything above the threshold.
4 mins
Tax rises are coming
A whole host of tax rises and cuts to allowances will soon be upon us. Income tax bills are to rise as the bands for basic and higher rate were frozen in the Autumn Statement by Chancellor Jeremy Hunt.
4 mins
What lies ahead for investors in 2023?
Last year was challenging for stock markets to say the least. In the UK, both bonds and equities fell in value – and there was the gilt market turmoil of September following the mini-Budget.
3 mins
Keeping finances on track in 2023
A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important.
6 mins
The high cost of cashing out
Timing the stock market is next to impossible. No one knows exactly what markets will do, but it’s important to remember that the best and worst trading days often happen close together.
< 1 min
Tavistock Asset Management Investment Outlook
Naturally the fall in portfolio values this year is not a desirable outcome. That said, it is consistent with market pricing, and we remain focused on the ongoing development of the proposition, adapting as required to the ever-evolving investment climate. Given the longer-term nature of the funds, it is important to flag that these periods create fantastic longer-term opportunities, and we aim to take advantage of these over time.
13 mins
COP27 and sustainable investing
The Cop27 summit – the United Nations’ annual climate change get-together – has come to a close after much debate about how to solve the climate crises, mostly surrounding how to tackle stamping out dependency on fossil fuels.
3 mins
Quarterly perspectives 2022 Q3
Since the 30th of June 2020, which is the date we use for monitoring performance since the start of our strategic review process, the ACUMEN Portfolios have delivered strong risk-adjusted returns, largely outperforming their respective IA sector. On an absolute basis the ACUMEN Portfolios have fallen in value since the start of the year.
13 mins
Recession, inflation and rising interest rates
With the Bank of England announcing the biggest interest rate hike in 27 years and forecasting that Britain will enter a year-long recession with inflation topping 13%, you could be forgiven for feeling a little gloomy about things. Granted, the picture that was painted at the last Monetary Policy Committee (MPC) meeting isn’t a pretty one.
2 mins