The importance of a regular savings habit

Maintaining monthly savings levels or committing towards new savings against a difficult economic backdrop can be challenging.

2 mins

SECURING AN INCOME

Ensuring you have enough money to enjoy a carefree retirement is not just about investing regularly and wisely throughout your career.

2 mins

Care home fees are rising – have you made a plan?

The importance of saving for retirement is shouted from the treetops – but a topic that gets less attention is paying for long-term care in old age.

2 mins

Equity release – Do I take the plunge?

Retired people looking for a boost to their income can use the value of their home to access cash.

3 mins

Five reasons why you should consider life cover

Life cover is an important part of financial planning - it might not be first on your list of priorities and as a result is commonly overlooked. Life insurance pays out a lump sum on your death which can be a lifeline for those you leave behind.

3 mins

A Matter of Inheritance

Leaving loved ones some financial security is a priority for many. So-called baby boomers have been fortunate to have benefited from soaring house prices and bumper pensions, which means they can often hand down a large estate to the next generations.

3 mins

Five ways to help cut mortgage costs

Mortgages hit the headlines last summer when rates started climbing. Around 1.4 million households are set to renew their home loans this year1 and borrowers across the board will see the cost of monthly repayments rise once they come to remortgage, thanks to the many interest rates from the Bank of England.

2 mins

Annuities are back – what’s the deal?

Careful planning for retirement is essential to ensure your pension savings last as long as you need them to.

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The State Pension 2023

The weekly state pension increased by 10.1% in April - the highest ever rise - for the 12.5 million people receiving the retirement benefit.

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UK house price recovery – are we there yet?

Recent Bank of England data suggests that housing market activity remained subdued in the opening months of 2023, with the number of mortgages approved for house purchase in February nearly 40% below the level prevailing a year ago, and around a third lower than pre-pandemic levels.

2 mins