Keeping it in the family
Understanding how to pass on wealth in the most tax efficient manner is key to cutting the amount that HM Revenue & Customs (HMRC) can claim when it eventually comes to assessing inheritance tax (IHT).
4 mins 
Early Bird ISA Investors Catch the Worm
Many ‘eleventh hour’ investors have rushed to complete their ISA applications over the last week or so to beat the end of tax year deadline. But it’s the early birds in the new tax year that can arguably catch the best tax breaks.
3 mins
The importance of estate planning – and making a Will
Don’t underestimate the importance of estate planning – and making a Will The idea of having to pay inheritance tax (IHT) is unpopular to say the least. This tax is charged on an estate, which is the property, money and possessions left behind to loved ones who will pay 40% anything above the threshold.
4 mins
Tax rises are coming
A whole host of tax rises and cuts to allowances will soon be upon us. Income tax bills are to rise as the bands for basic and higher rate were frozen in the Autumn Statement by Chancellor Jeremy Hunt.
4 mins
Time for a tax health check
Using tax breaks and allowances can help offset hikes. With the current tax year soon to end, now is the time to make sure that you’re being smart with your money and using all the tax breaks available to you.
4 mins
Preparing for an adviser meeting
If getting your finances into shape is on your to-do list for 2023 then you might be planning to see a financial adviser who can help.
3 mins
Looking to re-mortgage in 2023?
An independent mortgage adviser can look for the best home loan for you across the market and do all the number crunching to give you access to all your options and help decide what works best for you.
3 mins
What lies ahead for investors in 2023?
Last year was challenging for stock markets to say the least. In the UK, both bonds and equities fell in value – and there was the gilt market turmoil of September following the mini-Budget.
3 mins
Keeping finances on track in 2023
A new year is an excellent opportunity to get on top of your money matters. With the challenges presented by rising inflation, tax, and household outgoings, being in control of your finances is especially important.
6 mins
The high cost of cashing out
Timing the stock market is next to impossible. No one knows exactly what markets will do, but it’s important to remember that the best and worst trading days often happen close together.
< 1 min