Individual Savings Accounts (ISAs) are a flexible and tax-efficient way to save and invest. Whether you’re saving for short-term goals, investing for the long term, or planning for your children’s future, there’s an ISA to suit your needs. In this guide, we’ll break down the different types of ISAs, dispel common myths, and help you decide which option might work best for you.
< 1 min
A growing number of people are recognising the benefits of working with a financial adviser - especially when markets are unpredictable and headlines can be overwhelming. A recent Investor Confidence Barometer* found that four in five people (82%) say they get value for money from their adviser. That’s a 10% increase on the previous year - and a sign that the role of advice is more relevant than ever.
< 1 min
Purpose has lately become a buzzword for investors and companies alike. Whether ‘mission-oriented’ investing excites you or makes you want to run for the hills, aligning your wealth with your values and interests can bring rich rewards—not just for you but for society as a whole.
< 1 min
The trend of “unretirement”—people returning to work after initially retiring—is becoming increasingly common. However, many of those who choose to unretire are unaware of the potential tax implications. Without careful planning, unretirement can lead to unexpected tax liabilities, creating what is often referred to as the "unretirement tax trap."
< 1 min
Investing can help you grow your money, but it can also be risky. One way to manage this risk is through diversification. In this article, we'll explain what diversification is, why it's important, and how you can use it to make your investments safer.
< 1 min
What are cash platforms, and should you be using one? With interest rates at their highest levels in over a decade, savers are looking for ways to maximise returns on their cash. Traditional high-street banks often fail to offer competitive rates, leaving many wondering whether they’re getting the best deal. Enter cash platforms: a modern solution that helps individuals and businesses manage their savings more effectively, all while ensuring FSCS protection.
< 1 min
You’ve probably heard about the gender pay gap. You may even have heard about the gender pension gap. But did you know there’s also a gender protection gap?
< 1 min
Life is full of the unexpected — and recent years have brought that into sharp focus. From health crises to job losses, many households have faced challenges that disrupted their income, affected their wellbeing, or placed pressure on their financial plans.
< 1 min
ISAs are a versatile and tax-efficient tool for saving and investing, offering benefits for every stage of life. Whether you’re starting early with a Junior ISA, saving for your first home with a Lifetime ISA (LISA), growing your wealth with a stocks and shares ISA, or planning for intergenerational financial security, there’s an ISA that fits your goals. Here’s how ISAs can help different generations plan for the future.
< 1 min
Divorce is a challenging experience, both emotionally and financially. Beyond the personal toll, the financial implications of divorce can be significant, requiring individuals to rethink their long-term plans and take steps to secure their financial future. While separation brings about complex emotional decisions, it also presents the need for careful financial planning to ensure resilience during and after divorce.
< 1 min