Tax rises are coming
A whole host of tax rises and cuts to allowances will soon be upon us. Income tax bills are to rise as the bands for basic and higher rate were frozen in the Autumn Statement by Chancellor Jeremy Hunt.
4 mins 
Looking to re-mortgage in 2023?
An independent mortgage adviser can look for the best home loan for you across the market and do all the number crunching to give you access to all your options and help decide what works best for you.
3 mins
What lies ahead for investors in 2023?
Last year was challenging for stock markets to say the least. In the UK, both bonds and equities fell in value – and there was the gilt market turmoil of September following the mini-Budget.
3 mins
The high cost of cashing out
Timing the stock market is next to impossible. No one knows exactly what markets will do, but it’s important to remember that the best and worst trading days often happen close together.
< 1 min
COP27 and sustainable investing
The Cop27 summit – the United Nations’ annual climate change get-together – has come to a close after much debate about how to solve the climate crises, mostly surrounding how to tackle stamping out dependency on fossil fuels.
3 mins
Need a mortgage?
The prospect of buying a house for many buyers is looking increasingly daunting as house prices continue to soar and interest rates rise, making mortgages more expensive. Here are 10 ways to make sure you secure the loan you need for the property you want.
4 mins
What does inflation mean for my pension?
When people talk about inflation, it’s usually the cost of living that concerns most. Yet our savings and investments are also under pressure from inflation, now its highest level for more than 40 years at 10.1% in the 12 months to July[1]. We look at how this will impact pension payments for the different kinds of pension.
2 mins
Recession, inflation and rising interest rates
With the Bank of England announcing the biggest interest rate hike in 27 years and forecasting that Britain will enter a year-long recession with inflation topping 13%, you could be forgiven for feeling a little gloomy about things. Granted, the picture that was painted at the last Monetary Policy Committee (MPC) meeting isn’t a pretty one.
2 mins
Russia trade
Our thoughts are with everyone impacted by the deeply saddening Russia-Ukraine conflict. We wish for peace, human rights and unity to prevail. Please note that since the conflict began, and consistent with our sanctions policy, we have no direct exposure to Russian assets across the ACUMEN Portfolios.
3 mins
Tip of the iceberg
In July 2019 we initiated a position in treasury inflation protected securities (TIPS). These securities generate positive returns from two drivers.
3 mins